Student Loan Deferment & Capitalization Calculator
Estimate accrued interest during deferment/forbearance and new balance with or without capitalization.
How to use
- Enter principal, APR and months of deferment.
- Pick compounding (monthly/daily) and toggle capitalization.
- See accrued interest and balance after deferment.
Formulas
- Accrued interest: L·((1+r)^n - 1) for monthly; daily uses r/365.
- Capitalization: new principal = L + accrued interest (if enabled).